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Klya Credit

FAQs

We want to make it easy for you to get money fast. And we want you to feel confident doing it. Get your questions answered about taking out a loan with Klya Credit.

If you can’t find the answer you’re looking for, reach out to us and we’ll do our best to help.

For immediate assistance, call our Customer Service Center at 813-540-3322
Or go to the contact page to schedule a call at a time that works for you.

An online unsecured personal loan is a cash loan directly deposited to your bank account that has no required collateral, such as a house, car or other valuable asset. Borrowers can access funds instantly, in as soon as seconds, with funding via debit card or next-business-day ACH funding. Approval is based on an individual’s credit score and/or cash-flow or income. Loans are paid back monthly for 6, 9 or 12 month terms.

Klya Credit is an online-only lender. We’re licensed to issue loans in 9 states, including Alabama, Georgia, Idaho, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, and Utah. We’re adding state licenses frequently, so please check back soon, if we’re not licensed in your state currently.

Klya Credit loan amounts depend on the state of residence. Loan amounts range from $500 to $2,000 in Idaho, Mississippi, Missouri, New Mexico, South Carolina, Utah. Oklahoma residents can borrow up to $1,500, Alabama residents can borrow $2,000–$2,500, and Georgia residents can borrow $3,100.

When you take a loan from Klya Credit, you’ll know exactly what you’re borrowing. We charge a range of APRs between 59.99% and 120%. Our repayment terms are designed to be flexible to fit your financial situation. Choose between repayment terms of 6, 9, or 12 months. There are no origination or administration fees, however there are fees for late and returned payments. The amount you borrow is exactly what you’ll receive when your loan funds.

Klya Credit requires a minimum FICO score of 500, and a minimum income of $12,000 per year before taxes. We also require an active bank account, proof of income, and identity. You'll also need a debit card to receive funds.

Klya Credit approves and issues loans 24 hours a day, 7 days a week. If approved you'll get your funds in less than 15 minutes.

An online unsecured personal loan is a cash loan directly deposited to your debit card that has no required collateral, such as a house, car or other valuable asset. Borrowers can access funds instantly, in as soon as seconds, with funding via debit card or next-business-day ACH funding. Approval is based on an individual’s credit score and/or cash-flow or income. Loans are paid back monthly for 6, 9 or 12 month terms.

Klya Credit requires a minimum FICO score of 500, and a minimum income of $12,000 per year before taxes. We also require an active bank account, proof of income, and identity. You'll also need a debit card to receive funds.

When you take a loan from Klya Credit, you’ll know exactly what you’re borrowing. We charge a range of APRs between 59.99% and 120%. Our repayment terms are designed to be flexible to fit your financial situation. Choose between repayment terms of 6, 9, or 12 months. There are no origination or administration fees, however there are fees for late and returned payments. The amount you borrow is exactly what you’ll receive account when your loan funds.

Klya Credit is an online-only lender. We’re licensed to issue loans in 9 states, including Alabama, Georgia, Idaho, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, and Utah. We’re adding state licenses frequently, so please check back soon, if we’re not licensed in your state currently.

Klya Credit approves and issues loans 24 hours a day, 7 days a week. If you need assistance with an existing loan, our customer service center hours are Monday to Friday: 8 am-8 pm ET, Saturday & Sunday: 9 am-5 pm ET.

201 E Kennedy Blvd., Suite 1485 Tampa, FL 33602

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