Online loans with instant funding!*
Why Choose Klya Credit
Our mission
The financial system is fundamentally broken. Banks won’t lend to 40% of Americans who can’t cover an unexpected $400 expense.* Meanwhile, overdraft fees and predatory lenders like payday loans keep Americans in a cycle of debt.
Our mission is to ensure all Americans, even with bad credit, have access to funds when they need it with a same-day loan that's funded in 15 minutes or less. We believe you shouldn’t need to read fine print to understand what you’re borrowing—and that you deserve every opportunity to build credit and create a strong financial future.
Join us. With Klya, you take control of your finances.
Klya Credit vs. the Others
How to Apply for a Same-Day Personal Loan
Klya Credit vs. The Others
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Speedy Cash | Credit Ninja | RiseCredit | Opploans | |
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No origination fees | |||||
Funding in minutes | |||||
Reports on-time payment bureaus |
Why Choose Klya Credit
Same-day Loan Funding
All you need is a debit card, and we’ll make sure you get money in your account as soon as 15 minutes.
No Origination Fees Or Prepayment Penalties.
Simple, honest loans. Prepay as much as you like. It’ll save you money in the end.
Build Your Credit
We report to the major credit bureaus. Get rewarded for reliably paying on time.
Frequently Asked Questions
Don't just take our word for it.
Here's what just a few of our clients have said about our services.Frequently Asked Questions
*Must have a valid debit card to receive funds. Funds are generally deposited via debit card in less than 15 minutes, 7 days a week, 24 hours a day.